Looking to take greater control of your retirement savings?
A Self-Managed Super Fund (SMSF) loan may allow you to use your super to invest in property, creating opportunities for long-term wealth as part of your overall retirement plan.
What is an SMSF loan?
An SMSF loan lets your superannuation fund borrow money to purchase an investment property. This strategy is subject to strict rules and compliance requirements but can offer benefits such as:
Choice & control – You decide on the property that fits within your fund’s strategy.
Potential tax advantages – SMSFs can access concessional tax rates, which may improve long-term returns.
Diversification – Adding property to your portfolio can spread risk across different asset types.
Growth potential – Property has historically provided long-term capital growth and rental income.
When exploring options, please note:
SMSF lending is a complex area. It’s not suitable for everyone, and you should always seek professional financial and tax advice before deciding if it is right for you.
How Strive Finance can help:
Our role is to simplify the lending side of SMSF property investment. We work with you and your advisers to:
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Guide you through the lending process
This includes SMSF setup support with the right professionals.
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Structure your loan correctly
We ensure it meets lender and regulatory requirements.
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Handle the application process
We negotiate with lenders to secure suitable loan terms.
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Provide ongoing support
We help you review your lending arrangements as your needs change.
Who Choose Strive?
We’re an award-winning brokerage that takes the time to explain your options in plain language. We work alongside your accountant and financial adviser to ensure your SMSF loan is set up correctly, so you can focus on your long-term retirement goals.
A coffee on us.
When it comes to financial decisions, trust matters most. Let’s sit down, grab a coffee, and see how we can support you and your financial goals.