Helping you build your ideal future.

At Strive Finance, we specialise in construction loans that are tailored to support you through every stage of your build.

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Two people standing on a cleared lot with a sold sign, indicating a 600 sqm lot number 253, in a suburban area under a bright blue sky.

What is a Construction Loan?

Unlike a traditional home loan, a construction loan is designed specifically for building or large-scale renovations. Instead of receiving the full loan amount upfront, funds are released in stages (called “progress payments”) as each stage of your build is completed. This ensures you only pay interest on the portion of funds you’ve drawn, helping to manage costs throughout the project.

Key Benefits of a Construction Loan

From the first brick to the final handover, a construction loan helps you manage costs and keep your project on track.

  • Progress Payments

    Pay interest only on what you’ve drawn down, not the full loan amount.

  • Cash Flow Management

    Keep your finances under control during the build period.

  • Flexibility

    Loan structures can be tailored to suit your plans—whether it’s your first home, a knock-down rebuild, or a large-scale renovation.

  • Peace of Mind

    Funds are only released once the lender has confirmed work is completed, giving you security throughout the process.

How We Help

Our team works with you from start to finish, liaising with lenders, builders, and valuers to ensure everything runs smoothly. We’ll guide you through:

  • Loan pre-approval so you can commit to your build with confidence.

  • Choosing a lender with flexible construction loan policies.

  • Managing lender requirements for staged payments.

  • Reviewing your loan once construction is complete to ensure you have the best structure moving forward.

A woman and a boy standing on a dirt construction site, smiling and giving thumbs up, with a small excavator and homes in the background under a cloudy sky.

A coffee on us.

When it comes to financial decisions, trust matters most. Let’s sit down, grab a coffee, and see how we can support you and your financial goals.

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